A court has heard how a troubled estate agent driven to the brink by drink, debt and  depression stole the identities of two homeowners in a massive mortgage fraud, totalling £2 million.

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Luton-based estate agent, Nadeem Sultan, has been jailed for six years for stealing the  identity of a businessman to obtain an £835,000 mortgage on his Chelsea property.

He then went on to steal the identity of a woman who had been dead for over ten years to  secure a £1.2 million mortgage on a property in North West London.

However, the specialist lender Excel Securities, became suspicious when they found a series  of “appalling” spelling mistakes and factual errors in Mr Sultan’s supporting documents.  The police were alerted soon afterwards and the estate agent was arrested.

Despite his defence counsel claiming that Mr Sultan was “vulnerable” and “motivated by  being in debt”, Judge John Price at Southwark Crown Court told the defendant: “You knew  exactly what you were doing."

Peter Martin, defending, also maintained that Mr Sultan had simply orchestrated the facts  given to unscrupulous mortgage brokers, describing him as “a tool being used by others”.

Along with the estate agent, four other members of the fraud ring were found guilty and are  now due to be sentenced: Titilayo Okuneye – who was labelled the “front” of the fraud,  Omawumi Esimaje, Colin Esimaje and Kelvin Akwara.